Category Archives: Mobile

Who shall tell our stories?

I have spent the last few months reading, researching and discussing with many payments industry experts on what the new wave of FinTech and payment innovations mean for the world, Africa, you and most importantly me. I’m sorry that I have to use the FinTech jargon. Just like big data, cloud, etc. FinTech as a […]

mCash would change the future of payments in Nigeria

The Nigeria Inter-Bank Settlement System (NIBSS), along with numerous banks, have launched mCash as an alternative payment system in the populous country in Africa. mCash rides on USSD and anyone can easily use the code to make payments at large stores, corner shops, etc. The mCash payment system, which is automatically available to over 28 […]

Is Nigeria ready for digital banks?

There is so much confusion out there about what digital banks are. Bring a thousand self-proclaimed experts and you will probably get two thousand different definitions. I am confused too, but for today, let’s pretend that I know what I want to say. A digital bank, sometimes called a direct bank or online-only bank, is […]

Digital “Fluffy” Banking

Digital Banking seems to be the new buzz word these days. I love buzz words; they are necessary distractions in the agonizing world we live in. But what’s digital banking? Nobody seems to know. Just like those mischievous boys in the bible – customer service we know, value for money we know but what the […]

WhatsApp will eat MTN’s dinner

I visited WhatsApp, a close friend, last weekend and I saw him preparing for a large party but the interesting bit’s that he’s gonna serve MTN’s dinner to his other many friends. Ok, that’s some unwitty joke but hey, I hope you caught the drift. Some events over the last few months have shown me […]

Telcos to the Mobile Money Rescue

The Central Bank recently relaxed the rule on Mobile Money (MM) participation by giving out telcos invite to the party. Yes it’s a party but then everyone’s gone home. Specifically telcos are now allowed to be Super Agents, which means they could use their thousands of retail touch points to serve MM customers. But unlike […]

The Rise of Killer Smartphones

It seems Nigerians, like most Americans, are missing out on an interesting revolution happening out there in the smart phone universe. But then, if you stood on a rail track with your Beats headphones on and oblivious of the rushing train, does it make you safer? Or maybe an ostrich, with its head planted in […]

How to run a WordPress blog on Amazon AWS (for free)

I got into blogging before it became a common word. Sometime in March 2001 I created my first website, dejiolowe.com, put some random information there and just literally talked about crap. Fast forward to 2005, I moved my blog to a ColdFusion engine, BlogCFC by Raymond Camden and started real blogging. I was active once […]

Micro-lending, or lack of it, didn't kill Financial Inclusion

My recent rant on what’s making mincemeat out of financial inclusion in Nigeria generated quite a bit of talk within my little circle of friends. Some thought I must have mistakenly installed someone’s mind while looking for my lost one. A pitiful few others felt it made some sense, which is something that’s rarely said […]

Where are the killer apps?

So many things don’t work in Nigeria – too many to count. But one thing, I mean absolutely one thing, that Nigeria or Nigerians are at par with the world would be phones. We just love the damned mobs. But that’s not the end of it; the real McCoy is the smartphone. At first only […]