Category Archives: Nigeria

Is Nigeria ready for digital banks?

There is so much confusion out there about what digital banks are. Bring a thousand self-proclaimed experts and you will probably get two thousand different definitions. I am confused too, but for today, let’s pretend that I know what I want to say. A digital bank, sometimes called a direct bank or online-only bank, is […]

Finding good in a bad economy

It’s hard to see a silver lining in the awful economic cloud currently flogging Nigeria’s backside. But as an unrepentant and obsessive optimist, I’m sure there would be something good to come of this. If history is anything to go by, quite a number people start their journeys to success when things go titsup. Real […]

So You Want to Be Respected?

I’m always amazed when I reminisce on the many stupid things I’ve done just to appear cool. I remember when I was a teenager I used to iron the back of my school uniform shirts in a certain way just to have that swagger. Boy, looking back now, that must have been one hell of madness, […]

Do You Want A Job or a Career?

I was recently giving a career pep talk to my colleagues when one ambitious fellow pulled me aside to ask for the difference between a job and a career. In my usual sarcastic way (I swear, I’m gonna get beaten up one of these days), I wanted to remind him that Google isn’t connected to PHCN […]

Your Job Is Leaving You Angry & Frustrated? Stop the Gripe… Do Something!

I’m a classical corporate áshéwó! Don’t blame me, if you don’t hop around, you don’t get to be on top, and nothing beats being on top. Every guy knows that! When you jump around, like some of us understandably do, you will notice quite a lot – mostly bad things. I’ve observed how people complain […]

Core Banking Software in Nigeria

This is probably the third time I’m writing about core banking software in Nigeria. I did that in 2011 and it’s interesting to see how banking software have evolved in Nigeria since then. The choice of core banking software is not trivial and a wrong move can spell disaster. Banks are usually very conservative about who […]

Things to know before you quit your job

I’ve had a decent career and everyone expects me to jump ship to run my own business but I haven’t. This is for different reasons, but those closest to me know that I’m a closet chicken. Run my own business, are you kidding me? Before you finally consider me a loser, listen to the best […]

Certifications Broke My Heart

Nigerians are funny people.  Everyone wants a shortcut to success. For those without the liver to ‘do Yahoo’ or go into politics, sing or act in Nollywood, the obvious choice is having a professional career. I mean a career in just anything… as long it guarantees a chance to impress Baba Nkechi, the neighbor. I […]

Banking Career for Dummies

I’ve been in banking all my career, that’s if I don’t count the two months I was jobless between NYSC and my first proper job. I don’t know if this is an unfortunate experience as some people swear by heavens that banking is the worst job on earth. It’s not! Don’t mind bad belle people! […]

Is Postgraduate Education of Benefit in Nigeria?

“Why would you offer me, a Banking Officer, the same grade that I was before I went to school, despite my Masters from the University of Liverpool?” I looked at the dude like he just fell out of the sky and gate-crashed into a nudist camp. I swore under my breath; what the heck? “Dude, […]