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Category Archives: Payment

If CBN wants cashless, it should #maketransferfree

The CBN cashless policy can never be successful if transfer is not made free

Posted 16 December 2022 † dejiolowe § Nigeria ‡ Comments (0) ° Tagged:

Visa buying Interswitch would upturn Mastercard’s game

In December 2010, Helios Investment Partners led an acquisition of a majority interest in what is now Africa’s first fintech unicorn – Interswitch. A decade later, Visa’s $200M funding confirms the hope of every investor in the first 10-12 years of their investment, an exit – Initial Price Offering (IPO) in this instance. What is […]

Posted 25 February 2020 † dejiolowe § Business § Piscalux ‡ Comments (2) ° Tagged: , ,

10 predictions for digital payments in 2019

2018 was an exciting year for payments in Nigeria. Tons of cash came in as international investments; interbank transfer crossed 700 million transactions, even mCash had a little showing. Of course, the bitcoin bubble made a loud burst with many licking their wounds. As usual, the following are my 10 predictions for 2019. They are […]

Posted 23 December 2018 † dejiolowe § Business § Cards § Mobile § Nigeria § Piscalux ‡ Comments (1) ° Tagged:

I didn't do too bad predicting digital payments for 2018

Last year, I wrote about 10 predictions for digital payments in 2018 (better to read this first). Looking back, I can assure you, my career as a seer hasn’t been as illustrious as I planned it to be. So how bad am I? Let’s take a look at how I scored myself. Alat gets a (bigger) […]

Posted 20 December 2018 † dejiolowe § Business § Nigeria ‡ Comments (0) °

Credit bureaus are holding back digital lending in Nigeria

I was at a recent event organized for alternative lenders, mostly digital lenders serving individuals and SMEs. The engagements were eye-opening even though I was already conversant with most of the issues raised.Nevertheless, one of the nagging problems kept nagging me after I left that day. Everyone was complaining about how difficult it was to […]

Posted 22 October 2018 † dejiolowe § Nigeria § Uncategorized ‡ Comments (1) °