Author Archives

I work by day, selling electronic services to hapless customers. I blog sporadically and literally begging myself to jog more to stay alive.

Online Banking without Offline Annoyance

The drumbeat for payments and all things digital has been beating loud and long (and annoying, almost like a banshee!). At face value, this seems to be one thing customers and banks can agree about. Banks don’t want customers in the branches anymore (because it cost more to serve them in-branch) and customers don’t even […]

Get your private email, with custom domain, free!

Whether you are bootstrapping a small business, fought your boss and launching into the deep on your own or just side-hustling, there are some key things you need to do so people can take you seriously. It could also be that you have a political activist group or running an NGO for orphans (I’m one, […]

Getting them high: Challenges of onboarding customers to digital services

Digital services, which include cards, online banking, mobile apps for finances, USSD for transferring money you don’t have, etc., are essential services. In fact, financial inclusion has been elevated to the level of fundamental human rights. However, unlike things we derive joy from using – Whatsapp, Tinder, Facebook, to mention a few, digital services are […]

Fixing the PTA Palaver with Technology

There was a collective sigh of relief when the Central Bank of Nigeria recently decided to clear the backlog of travel allowances pending with banks. Nevertheless, a lot of well-meaning Nigerians could also see the opportunities for arbitrage and abuse. Of course, bad boys being bad boys, it quickly turned into a bazaar. The Personal […]

Dreamers are losers. Ideas are worthless.

I grew up lacking so many essential things like Lego toys, common sense, understanding further math, etc. but I never lacked dreams or ideas. I had them by the dozens. After all, dreams and ideas are free and require no permission from hawkish parents or even from the government. I tucked into them and generated […]

Those damned resolutions

I have talked about it before, you have heard it too many times, nobody cares about it again. Yes, new year resolutions. We all made a few and like the years before; we have probably forgotten them by now. We made resolutions knowing we weren’t as good as we wanted to be. Careers are stalled, […]

Kennedy Uzoka is Nigeria’s coolest bank CEO

Kennedy Uzoka, UBA’s Group Managing Director, is the savviest bank CEO in Nigeria, as far as social media is concerned. Or so says an informal study by me. He loves social media and practically hangs out there. While he won’t be allowed into the YMCA, he probably knows a thing or two about where and […]

Run your life like you run your job

I spent all of yesterday doing up my new year resolutions. Yeah, I know new year resolutions don’t work for most of us, and by the end of January, I probably wouldn’t remember where I wrote them down. Just like my resolutions, you probably have yours penned down, and year after year, nothing comes out […]

Report on Perception of Digital Bank in Nigeria

The emergence of small and nimble digital banks, known as challenger banks in other climes, is disrupting the concept of banking and financial services. Interests from the average customer have been very strong, in particular among the millennials. However, most of these have been confined to Europe and North America save for two large digital […]

Why are Nigerian brands not on Nairaland and other local social media platforms?

Nairaland was social media before social media became anything in Nigeria. While it has failed to match its potentials, at least when compared with what Facebook and others have become, it retains its potency. In fact, every time a top Nigerian brand gets slammed on the site, the Executives quake. Despite the impressive page views, […]