Author Archives

I work by day, selling electronic services to hapless customers. I blog sporadically and literally begging myself to jog more to stay alive.

10 Predictions for Digital Payments in 2020

2019 was an interesting year for payments globally, and our dear Nigeria wasn’t left out of the parte. But 2020 would be even much more exciting as many of the payments food that got on the fire last year would be served piping hot at the start of the new decade. 2020 would be lit! As […]

From the Darkness to Light: A Case for Digitizing the Nigerian Capital Market

I wasn’t too excited when MTN got listed on the capital market. After all, they were flat out against being a public company. The IPO was hyped and then postponed for like 5 billion times before it petered out. And it’s at the last minute that they reluctantly got dragged to list shares by introduction; […]

Why QR code payment would never succeed in Africa

Paying with QR code is so cool. All you need to do is bring out your smartphone, take a snapshot, and voila, payment is made. The simplicity and versatility are simply unparalleled. QR code payments have been adapted from in-store shopping; to online payments; to even paying for cable subscription on TV. As much as […]

By 2050, traveling would be the past time of dinosaurs

The last time you got in a car, or endured a 10-hour transatlantic flight cooped up in a tiny seat, why did you do it? Why did you get up at foolish o’clock on a Monday morning to go and camp out in rush-hour traffic? It’s the same reason that a nomad gets on his […]

Death by a billion transfers; the immortality of cash is exaggerated

‘Cash is king,’ so says the famous adage. But digital payments have been waging and winning a silent war against cash for years, but nobody seems to be noticing. We all say that cash can’t be knocked off, but we are so wrong because if you expected a bloody revolution where digital payments overtake cash […]