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Category Archives: Cards

10 predictions for digital payments in 2019

2018 was an exciting year for payments in Nigeria. Tons of cash came in as international investments; interbank transfer crossed 700 million transactions, even mCash had a little showing. Of course, the bitcoin bubble made a loud burst with many licking their wounds. As usual, the following are my 10 predictions for 2019. They are […]

Posted 23 December 2018 † dejiolowe § Business § Mobile § Nigeria § Payment § Piscalux ‡ Comments (1) ° Tagged:

I hate shopping online. But for a different reason

Just like every other man, shopping in store is the very worst punishment, just next after going to hell. In fact, it can be worse than going to hell if you must do that with a woman. Much worse if you have to do that with your daughter. It’s not hard to figure out: women […]

Posted 10 April 2018 † dejiolowe § Business § Mobile § Nigeria § Payment ‡ Comments (5) °

[Survey] Would you like to order ahead and jump the queues?

Posted 19 February 2018 † dejiolowe § Business § Mobile § Nigeria § Payment § Piscalux ‡ Comments (1) °

Customer experience is everything: How GTBank catalyzed the explosion of digital payments in Nigeria

Everyone who has played a role in payments in Nigeria can attest to the fact that the current upswing in the adoption of digital payments started around the middle of 2014 when the trio of GTBank, Fidelity, and Zenith Banks pushed out their USSD banking products. Consequently, the number of us going to banking halls […]

Posted 15 January 2018 † dejiolowe § Business § Nigeria § Payment § Piscalux ‡ Comments (1) °

Fraudsters count on banks and FinTechs not talking. It’s killing digital payments!

Electronic fraud is a significant reason why many Africans especially Nigerians, including highly educated middle-class, don’t want to do transactions online or use digital products. While a lot is being done with efforts such as Two Factor Authentication, customer opt-ins, etc., frauds still go on because banks and payment providers don’t share information with each […]

Posted 17 December 2017 † dejiolowe § Business § Payment § Piscalux ‡ Comments (0) °